Housing & Community Development


The City of Winona Housing and Community Development Division is dedicated to:

  • Assisting low to moderate income homeowners
  • Improving our aging housing stock
  • Marketing sites for redevelopment and business development
  • Promoting decent and affordable housing

We accomplish this through encouraging energy sustainability, expanding homeownership, and enhancing the quality of life in Winona. Through collaboration with other organizations and connecting with members of the Winona Community we can meet the needs of Winona residents and envision a future with beautiful, healthy neighborhoods.


The Housing and Community Development Department administers and promotes Federal, State, and local funded programs.  These programs include:

  • Emergency Loan Program
  • Downtown Revolving Loan Fund (RLF)
  • Housing Rehabilitation Loan
  • Minnesota Housing Loan products