Minnesota Housing Finance Agency (MHFA) is the state’s housing finance agency. For more than 40 years, they have worked to provide access to safe, decent and affordable housing and to build stronger communities across the state. From first-time buyers to current owners, Minnesota Housing has affordable loan programs to meet your needs.
The Step-Up program has a purchase loan if you’re a current homeowner (or owned within the last three years) and want to buy a different home. You can also use Step-Up to refinance your current home at an affordable, fixed rate.